Lumient reads your agreements, amendments, and loan tape, tracks every rule and number, and flags what needs attention, with the source behind each one.
Know which borrowers are running low on cash. Monthly reports, covenants and runway, checked for you.
Check the lender, not just the loans. Financials, certificates and amendments for every company you fund.
See who is close to a covenant before the quarter closes. Leverage and coverage, tested under current terms.
Every credit team works a little differently. We build custom, secure AI around your documents and your process, integrate it with the systems you already use and deploy it in your cloud or on a machine in your office.
Every test and deadline, checked against the terms as amended.
Ask about any agreement and get the answer with the clause it came from.
Falling runway, missing reports and open post-closing items, flagged before they become breaches.
A dashboard and credit committee report built from the packages your borrowers send.
Exceptions wait for sign-off, and every decision is recorded.
Your data stays in your cloud. Every number links to the page and clause it came from, and every approval records who signed off.
Connects to Salesforce, nCino, Moody’s CreditLens, Loan IQ, ACBS, SharePoint, Outlook, Excel and the other systems your team already uses. Read-only, set up in one click.
+ more
Jessie ZengCo-founder and CEO. Wellesley and MIT. Algorithmic FX trader at Citi. Previously founded Choosy.
jessie@hellolumient.com
Vincent Hu, CFACo-founder and CTO. Yale. Founding engineer on Bloomberg’s private equity product. Built recommendations AI at Amazon.
vincent@hellolumient.com
